PRIVACY

We at Eiger Insurance Services, Inc. understand that web enabled customers are concerned about the privacy of information. We have established policies and procedures concerning the collection, use and security of information that will help protect the privacy of registered customer users. Our information privacy standards are designed to help us serve our customers while maintaining our own strict security standards, and are intended to comply with the data protection laws of the various countries where we do business.

We will collect only the personal information from customers, including their addresses, from material and bids that the customers’ voluntarily submit and based on their usage of this site. This information is collected in order to enable Eiger Insurance to better identify and serve its customers and to respond better to their needs. We will not intentionally disclose the details about customer users or any of their business information to anybody outside Eiger Insurance without the user’s express permission, unless disclosure is required by law, or is in compliance with legal process, or if necessary to protect our rights or our business reputation or to act in an emergency situation to protect personal safety or to prevent harm to persons or property.

We will collect information about the Internet Service Providers and the Browsers that visitors use to visit eigerinsurance.com and we will use this aggregated information statistically to serve our customers better. This site does serve cookies. A cookie is a small file that is created to help visitors navigate about a site, and is useful to track the traffic to and at a site and to personalize the site. You may refuse the cookies but certain services on a site may not then function properly.

We also collect and store certain information in order to answer your email, respond to your bids and to quote and bind your risks and to measure the overall interest of our customers to the various sections of this site.

Our website does not respond to Do Not Track signals.

SECURITY

We cannot provide any assurance of privacy over a network that is not a secure network or over a network that we do not control. The Internet is not a secure network and, aside from our own servers, not within our control. However, eigerinsurance.com will collect and store personal details using the Secure Socket Layer (SSL) protocol, a secure server and security protocol to help safeguard the information you provide while interacting with you on certain pages within the site. This encrypts your information so a third party cannot easily read the information while in transit.

Electronic Messages and E-Mail Security – Messages traveling through the Internet using your Internet provider’s e-mail process are subject to viewing, alteration and copying. We are not responsible for the security or confidentiality of communications you send to eigerinsurance.com through the Internet using the e-mail process.

TERMINATION

These terms of use are effective until terminated by either party as follows: (1) you may terminate by discontinuing use of this site and destroying any materials obtained from this site; and (2) Eiger Insurance may terminate this agreement at any time without notice, and remove and discard the site or any content within the site, for any reason, including, without limitation, for lack of use, or if Eiger Insurance believes in its sole discretion that you have violated or acted inconsistently with the letter or spirit of the terms of use. Eiger Insurance may also discontinue providing this site and service at any time, with or without notice.

LIMTATION OF LIABILITY

YOU EXPRESSLY UNDERSTAND THAT UNDER NO CIRCUMSTANCES SHALL EIGER INSURANCE SERVICES, INC. BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE MATERIALS IN THIS SITE, EVEN IF EIGER INSURANCE OR A EIGER INSURANCE AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THIS INCLUDES ANY STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SITE.

SINCE SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. HOWEVER, IN NO EVENT SHALL EIGER INSURANCE’S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES AND CAUSES OF ACTION EXCEED ONE HUNDRED DOLLARS U.S.

INTERPRETATION

The terms and conditions of use in this statement are intended as guidelines and are not meant to be exhaustive. Generally, conduct that violates law, regulation, or the accepted norms of the Internet community, whether or not expressly mentioned in this statement, is prohibited. Eiger Insurance Services, Inc. reserves the right at all times to prohibit activities that damage its commercial reputation and goodwill or the commercial reputation and good will of its vendors and customers. We may modify the terms and conditions of this statement at any time and we may add or delete any provision at any time without notice. We may take whatever action we deem appropriate, including (among other things) investigating allegations of improper activities, making reports to law enforcement authorities or suspending or terminating service to you, if we believe that there has been a violation of the terms and conditions of this statement or a breach of our agreement with you.

CHOICE OF LAW AND JURISDICTION

These terms of use will be governed by and construed in accordance with the laws of the State of California, without giving effect to any principles of conflicts of law. You agree that any action at law or in equity arising out of or relating to these terms shall be filed only in the state or U.S. federal courts located in California and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating any such action. If any provision of these terms shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from these terms and shall not affect the validity and enforceability of any remaining provision.